First Blog

Theories allow logic to be grafted to nonsense. The teacher who does not listen graduates a class that will ask no questions. Learning is a deliberate Q&A event. You can’t learn without asking questions and then discovering answers. Centuries ago, the people hunted witches. Now the witches hunt people. Both are wrong. ----------------------------------------------------------------------------------------------------------------- Debt .  The current US national debt is about $21T.  The current total debt of all Americans, including credit cards and mortgages is $13.3T.  The current non-financial corporate business debt securities and liability is about $6.1T.*  Basically, this means total US debt of consumers and corporations is slightly less than the national debt. *https://fred.stlouisfed.org/tags/series?t=corporate%3Bdebt -----------------------------------------------------------------------------------------------------------------

Most of us have debt.   We may owe money to the bank or favors to our friends.   We may owe allegiance to our country, company, or commitments.   We may owe a debt to ourselves for things we have or have not done.   We live in a sea of debt, most of it simply the cost of living.   Those of us without debt are either lucky or just not living.    Another form of debt, technical debt , has emerged only in last 25 years.   Originally, it was created as an aspect of computer code.   When a large code is created, many decisions must be made.   Often budget or time issues take a commanding position.   Sometimes, the quality of the software engineers is not up to the tasks of the complex demands.   Similarly, the knowledge base can be insufficient to proceed correctly.    The orders may be, “Get the code online and quickly, and reduce the costs wherever possible.”   The debt is with the readjustments, fixes, and rewriting of the code as it fails or becomes outdated.   Similar notio